Dobrovolsky A. The development of dynamic bank model and its use in strategic planning and management.

Object is commercial bank as industrial system. The aims to develop the dynamic model of bank and its approbation in CF JSCB "Premierbank" for solving strategic planning problems. Methods - system analysis. The new approach consist of development the original structure of dynamic bank model, which includes financial flows. It allows to investigate dynamics of determine parameters. For the first time the general model has been developed as the system of differential equations is able to describe dynamics of the bank's assets and liabilities. It allows in dynamics to determine a state of bank and to take into account all main characteristics of bank activity, its credit and deposit policy. The methods of assets and liabilities sensitivity connected with the model parameter adjustments have been checked. It allows to allocate parameters rendering the greatest influence on variable models. Sphere of use - both application of the developed model in practice of strategic planning management of a commercial bank and training courses. The developed dynamic model is rather universal, that allows to apply it in any commercial bank.