Gai O. System of management models for household deposit portfolio

The optimal control over temporarily free funds of households under conditions of transitional economy in Ukraine. The development of conceptual provisions concerning stimulation of organized savings, formation of optimal household deposit portfolio scheme and the portfolio management on the basis of making and using adequate economic and mathematical models and methods. Methods of research: system analysis, methodology and tooling of economic and mathematical modeling. There has been developed the concept of household deposit portfolio formation and management taking into account indeterminancy of external environment and the risk arising there of. There have been built economic and mathematical models for formation of optimal deposit portfolio scheme and household deposit portfolio management; there have been formulated conceptual provisions concerning stimulation of organized household savings. The algorithm and models for forming an optimal deposit portfolio scheme have been introduced into work of banks . The obtained data can be employed by rating and consulting agencies in rendering services to natural persons and commercial banks; academic process.