Voronina O. Organizational and Economic Principles of the Development of Regional Health Insurance System

The dissertation is devoted to the solution of the scientific problem - to improve the theoretical and methodological provisions and to substantiate scientific and practical recommendations regarding the improvement of the regional system of health insurance. The essence of the category of "insurance" as a developed and flexible system of socio-economic relations, which today serves as an important factor in stimulating economic and entrepreneurial activity, and the economic nature of the category of "health insurance", which provides citizens with the guaranteed right to receive the necessary medical care at the expense of accumulated funds, is summarized. The results of the study of the historical and logical aspects of the formation of the domestic health insurance market in the regions of Ukraine have shown that for the further development of Ukrainian health care a balanced, well-developed system of medical insurance is necessary, the peculiarities of the formation of the internal regional market of medical insurance in the light of foreign experience are substantiated. The level of social protection and ensuring the health care in the regions of Ukraine have been analyzed, the state of health care and the level of medical insurance at the regional level, the activity of insurance companies (IC) and the factors influencing the development of health insurance in the Kharkiv region have been assessed. The methodical approach to measuring and assessing the level of social protection and ensuring public health in the regions of Ukraine has been developed, based on the a priori ranking of each of the indicators of social protection of the population, where Ukraine's regions were selected as the "indicator" by the author, which provides an opportunity to obtain reliable information on the existence of unevenness among the regions of Ukraine in the field of social protection and ensuring public health. The estimation of the prospects for the development of health insurance in the region was carried out and the economic-mathematical model of the development of VHI at the regional level was constructed. The health insurance system of the Kharkiv region has been improved by harmonizing the interests of all stakeholders (society, business and authorities) in the regional market of VHI and enabling all participants in the territorial fund of voluntary health insurance to justify the region in order to obtain the socio-economic effect of improving the quality and availability of treatment.