Sloboda L. Regulation of the Credit Risk in Banks

Dissertation work is devoted to research of theoretic-methodological bases regulation of the credit risks in Ukrainians and foreign banks, to development practical recommendation in relation to realization and estimation efficiency of the inter bank regulation of credit risk. In work maintenance, descriptions and types of credit risks, is explored in bank activity, classification of factors of their origin is improved, exposed essence a concept regulation of credit risks in banks, formulated principles, functions are certain and specified stages; the analysis of the modern state, tendencies and problems regulation of credit risks in banks is conducted in Ukraine and foreign country, the constituents of the informative providing regulation of credit risks are selected and conducted research of meaningfulness of risks factors in activity domestic banks; classification methods regulation of credit risks is offered after signs which determine a sphere and character of actions in relation to the credit risk's factors, operating practice of their application is explored in the banks of Ukraine. In dissertation proposes there is methodical approach to regulation of bank's credit risks on the basis of model, which enables to influence on the level of credit risks taking into account the strategic tasks of activity of bank through the complex analysis of risks factors, adequate choice and effective application methods of their regulation after the stages of credit process; methodic are developed in relation to estimation economic efficiency regulation of credit risks in bank.