Marchenko G. Risks insurance of the mortgage crediting in Ukraine

Dissertation work is devoted of research of theoretical and practical questions related to the risks of the mortgage crediting and system of insurance risks of the mortgage crediting, as aggregates actions in relation to minimization of risks of mortgages and as a result, motive force of development of the mortgage crediting. Economic nature of the mortgage crediting and risk insurance of the mortgage crediting is exposed; classification of these risks is resulted depending on the different signs of classifications. In dissertation the level of preparedness of the Ukrainian financial, political, social system and their infrastructures is appraised for introduction of the system of insurance of risks of the mortgage crediting and recommendations which will help to enter the system of insurance of risks of the mortgage crediting in Ukraine are formulated. The analysis of risks of subjects of the mortgage crediting allowed to distribute these risks on three spheres: risks of private individual (borrower), risks of mediators (banks and specialized establishments of mortgages) and risks of investors of securities of mortgages. In dissertation the features of insurance of risks of the mortgage crediting are exposed and determination of this category is given. The level of preparedness of the Ukrainian financial, political, social system and their infrastructures is appraised for introduction of the insurance system of mortgage risks crediting and recommendations which will help to enter the system of insurance of risks of the mortgage crediting in Ukraine are formulated