Golyb Y. Credit constituent of the financial providing of activity of management subjects

The object of the research: the processes of the financial support of businesses of the real economy sector; the purpose of the scientific research: theoretical justification and development of scientific and methodological approaches and practical guidelines for use of credit component of financial support of businesses taking into account the time factor and currency of credit; research methods and instruments: logic synthesis methods, graphic analytical and comparative methods, econometric modeling, methods of formalization and economic-mathematical modeling, systematic approach; theoretical and practical results: guidelines for the gradual attraction of credit resources by analysis of variance score return on equity and further adjusting the volume of attracted credit resources, depending on the type of currency based on the ratio of economic efficiency and the weighted average cost of borrowed resources . It helps to determine the risk of attracting of credit resources with their currency components and deepens the analysis of the credit component of financial security; scientific and methodological approach to the feasibility of attracting of credit resources with their foreign exchange components. This approach allows to determine the effect of financial leverage change according to the currency fluctuations, credit and its impact on the value of financial leverage through consideration of equity as a regulator and indicator of additional resources; scientific and methodical approach gives the opportunity to analyze the use of credit component of financial support, which takes into account time and monetary determinant of credit with a sustainable position of the entity of real economy; determination and economic concept of "credit component of financial security" by disclosing the content of credit relations that arise between their subjects, through the respective functions and principles of credit providing entity; system of classification of credit component features of financial providing, which unlike the traditional signs of credit (the period of use, conditions and receipt of return, its size) is proposed to use the following: focus on appropriate credit needs of the entity's influence and received credit for sustainability of business activities by taking into consideration the dynamics in sales and financial results; subject and degree of introduction: the findings are applied in practice Ltd "KHZ PTU", ZMZ - branch of JSC "Avtramat", JSC "REAL Bank"; sphere of the use: credit to the financial support of businesses.