Barida N. Pledge in the banks credit risk manadgment

The thesis contains the results of economic relations that arise in the management of credit risk when using bank deposit. Causes of low effectiveness of the bank deposit in a financial crisis, disclosing the nature of collateral and economic development of practical recommendations for increasing the role of collateral in credit risk management system of the bank. Methods: Analysis and synthesis - of the economic content for mortgage bank loan and the role of collateral in credit risk management system of bank classification and typology - definition of criteria for classification and grouping of the pledge, a comparative analysis - to examine the factors influencing the credit risk of bank risk of bank collateral, determine the reasons for the growth of bad loans and lower the effectiveness of the collateral system approach - to develop technical means of risk management system mortgage, expert assessments - to determine the market value of collateral and the value of collateral assets; problems and analogies - to develop organizational and methodological foundations of the management system of bank credit risk and structure of this system of economic and mathematical modeling - for risk assessment and ranking pledge collateral.