Dutchenko E. Bank lending on the basis of the borrower's industry particularities

Dissertation is devoted to the development of the theoretical and methodological approaches to the bank lending with provision for the borrower's industry particularities and elaboration of practical recommendations for its improvement.The necessity for improving the existing approaches to the bank lending and accounting the trends of the national economy industries in monitoring credit operations are determined. The approach to defining the borrower's credit rating and the size of the collateral is suggested. Its peculiarity is to use the criterion, which determines the state of the borrower's industry. The approach to complex accounting of the borrower's industry particularities at the stages of estimating its solvency and determining the collateral size is developed in the work.