Toporovska A. Analysis of efficiency of banksoperations with pay cards

In dissertation methodical principles of analysis of efficiency of operations are developed with pay cards as a basic informative base of administrative decisions and a practical show evidently of analysis of efficiency of operations and programs of banks is carried out. Classification of financial operations of banks is in-process developed with pay cards for practical application in activity, that allows to find out the results of operations after their maximal incomes and conduct a high-quality economic analysis. Grounded a necessity of calculation of separate effects (useful results) is during realization of operations of bank with pay cards: national, technological, network, economic and social, which efficiency of operations as relative measuring of these effects is formed in accordance with, the algorithm of their calculation and outlined directions of influence on general efficiency of activity of bank is offered. The system of indexes of estimation of economic efficiency of banks operations with pay cards, differentiated after hierarchical levels is offered, which includes: middle integral index, which integrates in itself the simultaneous estimation of both useful effectiveness of activity of bank and efficiency of the use of resources and current outlays during realization of operations with pay cards, standardized indexes, summarizings and partial indexes; grounded its construction with the purpose of leadthrough of integral estimation of efficiency of operations.