Goivaniuk M. Banking regulation: international experience and domestic practice

The thesis is devoted to banking regulation. The economic substance of the concepts of "banking regulation" and "banking supervision" is deepened and the objective conditions of necessity of banking regulation at the national and international levels are defined. The models of formation of bank regulation and supervision system are investigated, and based on this the feasibility of establishing and transferring functions of banking regulation and supervision at the national level-megaregulator is determined. The NBU's supervision system is refined due to the establishment of the permanent Committee of prudential regulation, and the classification of types of banking supervision based on banking supervision stages is also improved. The research of banking regulation in the EU countries and countries with transformation economies is conducted. On the basis of experience in banking regulation in the EU a new model of banking regulation and supervision - supranational is identified. The legislation differences in the EU and Ukraine on banking regulation is analyzed and based on this the suggestions for improving the process of bank regulation in Ukraine and supervision on the basis of foreign experience are made.