Kopytina I. The development of household savings' drive into the economy of Ukraine.

The thesis presents theoretical and methodological grounding and practical recommendations for the development of household savings' drive into the economy of this country. The work reveals the nature of household savings, determines their role in the financial system of the country, explores the peculiarity of institutional relations of household savings in the economy of the country, proposes the way to improve the mechanism of formation and use of household savings for determination of the peculiarities of its elements' functioning. The thesis deals with the analysis of the actual status of household savings' drive into the bank system of Ukraine, gives the estimation for the tendencies of personal savings' drive into the system of insurance, evaluates some other ways to use household savings. It gave the possibility to reveal the principles of their development. The paper determines and provides rationalization for the peculiarities of household savings' transformations into investment resources, provides adaptation of foreign experience of household savings' drive into national economy, determines the principal ways to activate household savings' drive into national economy. Also, The "Program of increment in the level of financial literacy among households of Kherson oblast" for providing with high level of financial literacy among the citizens and for increase in amounts of household savings' drive into the economy of the country is developed.