Amanzhayev D. Mortgage lending in socio-economic development of Turkmenistan.

Topicality of the dissertation lies in the theoretical and practical aspects of the functioning of the mortgage lending and features of its organization in the socio-economic conditions of Turkmenistan, which are characterized by a predominance state control in all spheres of the economy, excessive centralization of power and closeness to external influences. The essence and economic nature of the mortgage loans, the structure and characteristics of mortgage lending market is analyzed. Global experience of mortgage lending is systematized. The main social and economic conditions for the functioning of the mortgage loans system in Turkmenistan are pointed out. The peculiarities of mortgage housing loans in country are discovered. A comprehensive analysis of housing mortgage loans problems in Turkmenistan is conducted. The general directions for improvement of mortgage loans efficiency in the country are offered. The acceptable risk management techniques and the expediency of practical implementation of the mortgage lending alternative model in the socio-economic conditions of Turkmenistan are developed and proved.