Серветник И. Risk management in the abank deposits guarantee system

In the thesis the author analyses the subject of the risk management in the bank deposits guarantee system in Ukraine. The paper establishes the theoretical guidelines regarding the nature of the risks and risk management in the bank deposits guarantee system, elaborates the scientific-methodological approaches to the classification of risks in the deposit guarantee system using the characteristics for the distribution of the risks into internal and external, financial and nonfinancial. The author provides methodological recommendations on risk management in the deposit guarantee system, the special feature of which is the systematic approach, that allows exploring the cause-effect relationship and mutual dependence between the groups of risks as well as the approaches to decision making in the cause of risk management according to the principles of economic cohesion and least cost for the guarantee fund. The author also analyzes the status of the deposit guarantee system activities and risk management practices in Ukraine, shows up the shortcomings, demonstrates directions for the improvements and suggests methodological approaches toward the evaluation of the impact of the transferring to the Fund new functions in the sphere of provisional administration and bank liquidation on the operational safety of the Fund and risk management in the process of the insolvent banks resolution through open sales of the nonperforming assets and the mechanism of the public support of the investors, which allows to improve risk management in the deposit guarantee system.