Zaslavska O. Resource provision of credit and investment activities of the banks

Object — credit and investment banking activities in the context of its resource provision. Purpose — clarifying the theoretical and methodological foundations of resource provision of credit and investment banking and development of scientific, methodological and practical recommendations for the creation and management of resources of domestic banks in order to intensify the investment bank financing of the real economy in Ukraine. Methods of analysis, synthesis, statistical comparisons, clustering, sampling, classification and graphical presentation of research results, system structural, economic, statistical, abstract logical, dialectical, correlation and multicriterial regression analyzes. Results — reasoning of the theoretical bases of resource provision of credit and investment activities of the banks and development of the practical recommendations for improving the mechanism of formation of Ukrainian banks' lending capacity in the context of ensuring the economy long-term investment resources. Novelty — proposed scientific and methodical approach of structuring of the bank credit potential using economic and mathematical methods; improved a classification of resource risks for the investment crediting and a classification of investment and lending risks; improved the approaches to risk management of the resource providing of banks’ credit and investment projects; improved scientific and methodological approaches to bank’s strategy in the part of the organization and resource provision of credit and investment activities; developed approaches to the definition of «bank credit potential»; developed a definition of the nature and content of the risks that accompany banking investment lending. Implemented in the activity of PJSC «Raiffeisen Bank Aval», PJSC «ComInvestBank» and the educational process of Ternopil National Economic University. Scope of application — activities of the National Bank of Ukraine and the Association of Ukrainian banks.