Latunova K. Strategic management of bank's credit risk

The thesis is dedicated to intensification and development such concepts as: theoretical and methodological positions, scientific and methodological approaches and practical recommendations to improve the strategic management of the bank's credit risk. In the paper theoretical investigation of the essence of credit risk management of the bank have been generalized, the concept of "system of strategic credit risk management of the bank" has been offered to put into use and conceptual bases of its formation have been made more intense. Relevant factors of external and internal environment, which have a significant impact on the lending activity of domestic banks and unpredictability of credit risk, have been defined. Scientific and methodical approach to improving the strategic management of credit risk has elaborated. Recommendations to concordance actions of subjects of management activities in the implementation of the strategic management of the credit risk of the bank and the scientific and methodical approach to the formation of the optimal structure of the loan portfolio of the bank by the level of credit risk and the level of profitability have been improved. Selection strategy of credit risk management of the bank has been rationalized and methodical supply organization by the monitoring the implementation of the chosen strategy has been proposed.