Kravets' V. The national system of mass electronik payments.

In the dissertation the problems of development and introduction of the national system of electronic payments in Ukraine are investigated. On the basis of generalization of world experience the concept of electronic money turnover is developed, the schemes of payment systems organization and the mechanism of payments with use of electronic systems of money turnover are worked out. The mechanism of organization of risks insurance of the payment systems participants on the principles of solidary responsibility is offered and the system of indices for the calculation of bank liquidity is developed. Also the methods of insurance of the payments risks are worked out and the mechanisms of introduction of new financial tools and new kinds of bank services in the Ukrainian monetary market are offered. The validity of the recommendations and offers is substantially proved by their practical use in activity of National bank of Ukraine and commercial banks. Key words: bank services, electronic money, payment sys tems, payment cards, electronic payments, transaction, automatic teller machine, terminal.