Hutsal I. Efficiency of credit mechanism in Ukraine's economy

The credit mechanism, its components, structure and process of functioning. Theoretical summarizing, substantiation the methodological and methodical bases of the credit mechanism functioning. Dialectic methods of learning, methods of scientific abstraction, induction and deduction, system approach, method of comparison and synthesis, economic-mathematical modeling. The components and structure of the credit mechanism as the form of realizing the credit policy on macroeconomic and microeconomic levels are proved. The motivational approaches for realizing the credit relations of the credit mechanism subjects are offered. The model of a credit portofolio structure is offered. The forecasting methods of credit resources for maintenance of the credit portofolio formation of commercial banks are developed. The quantitative activities of parameters of the credit relations efficiency for the creditors and the debtors are offered. The recommendations concerning improvement of an estimation practice of the client credit status, parameters of credit participation in circulation of floating assets and delimitation of bank departments' functions in crediting process are developed. Ukraine's bank system, educational process.