Maltsev D. Pledge as Means of Provision of a Bank Credit under the Civil Legislation of Ukraine.

The dissertation is devoted to a complex research into the legal nature of the pledge as means of provision of a bank credit under the Civil Legislation of Ukraine, an analysis of conceptual provisions, detecting their certain drawbacks and a development of recommendations with regard to the improvement of the institution of pledge. The research contains a theoretical generalization of the provisions of the civil legislation of Ukraine when using the pledge as means of provision of a bank credit which has allowed to draw conclusions having a theoretical importance and a practical value. From the practical point of view the pledge means banks' rights to realize the object of the credit security for the purpose of an adequate compensation for the borrower's debt and the creditor's loss under a particular contract in case of the borrower's inability to repay the credit in full or in parts (if agreed) under the terms of the credit contract. Taking into account the drawbacks existing in the Civil Legislation the author has considered a possibility of improvement of the efficiency of regulating the peculiarities of separate types of pledges and has determined the factors underlying the efficiency of this type of pledge and a maximum development of legal means that could be used by banks to realize their claims."