Blagodyr Y. Management of credit risks on the basis of improvement of their estimation

In the dissertation the theoretical and methodical bases of management of credit risks of bank establishments and methods of their estimation for increase of efficiency of financial management of banks are covered. The basic ideas and results concern: definitions of economic essence of a category of "risk" and "credit risk "; classifications credit risk of bank and definition of essence of their kinds; development of a technique of an estimation of credit risk of the borrower, definition of its class for acceptance of the decision about expediency of distribution of the credit and to generate a reserve on repayment of the losses behind credit operations of bank proceeding from the indications of National bank of Ukraine; to study of directions of management of credit risk of bank in different planes: the credit contract, credit portofolio and balance of bank establishment. It is offered to banks to use a control system of credit risk, proceeding from the classification, developed by the author, for increase of financial stability, business activity, liquidity, profitability of bank.