Doctorova N. The mechanisms of state regulation of insurance activities in Ukraine

A research object is processes of state regulation of insurance activity in Ukraine. A research purpose is a scientific ground of necessity and possibilities of perfection of mechanisms of state regulation of insurance activity, which provide stability of the insurance system and assist development of national economy. Research methods - analysis and synthesis, statistical, economic and graphic analysis, comparative economic analysis, comparison, generalization. The practical value of the got results consists in development of concrete recommendations on application of financial methods in state regulation of insurance activity. The scientific novelty of the got results consists in that the state mechanism of co-operation of self-regulative organizations in forming of public insurance policy is scientifically grounded first. Models of classifications of state regulation of insurance industry, including directions his structurization for providing of increase of efficiency of insurance industry; methodical positions on state control after financial firmness of insurance companies which provide the parameters of regulation of insurance activity and levers of increase of effectiveness of state regulation of insurance activity in Ukraine, improved. Directions of strengthening effectiveness of mechanisms of state regulation of insurance activity, that allows to form new institutes, organizational structures and instruments of realization of adjusting and supervision after insurance activity, to use the organs of state regulation of possibility of self-regulative organizations of professional participants of insurance market, which able to carry out duties, that straight touching a supervision after activity of financial institutions; methods and instruments of the state, that necessary for achieving the long-term aims of insurance organizations on optimization of correlation between satisfaction of necessities of insure and maximization of profit; methodical positions of financial analysis of riskiness of investments of investments, that will allow to classify insurers after the level of risk of their activity, will enable to estimate the risks of insurance activity on the basis of the official statistical accounting and discover failings in activity of insurers, got further development.