Kalivoshko O. Agrarian mortgage state and potential development in Ukraine

The dissertation is devoted to complex research of theoretical and practical basis of mortgage in whole and agrarian mortgage in the case. The definition of mortgage market and mortgage risk was specified such concepts as "agrarian mortgage" and "agrarian mortgage market" were offered. Foreign experience of formation, development and functioning of mortgage from position of possible using of up-to-date achievements in Ukraine after the certain adaptation to internal environment was investigated. Also it was classified the predictions of development of mortgage relations, which enabled indicate the absence of them and evaluate the degree of correspondence of existing relations. It was created the structure of specific mortgage risks. There were offered the methodic of coefficient value LTV (Loan-to-Value Ration) calculating with the help of which it is possible to standardize the procedure of defining the sum of mortgage credit and determine the optimal size of this coefficient in Ukraine. The solvencyof agrarian produces was evaluated from position using of agrarian land as loan in example of sixty seven enterprises of Tetiyivskogo district of Kyiv, Nizhinskogo district of Chernigiv and Chaplinskogo district of Herson regions. There were shown the theoretical and methodical recommendation for commercial banks to identification and evaluating general and specific mortgage, spread their activity in mortgage market. There were determined capacity and prospects of development agrarian mortgage market in Ukraine.