Polomoshnova M. The organizational and economic foundations of the banks activity with financial monitoring

The dissertation systematized and summarized key findings of the theoretical and practical foundations of financial monitoring system in banks in Ukraine. In this research was examined the theoretical foundations of the system of prevention of legalization (laundering) of proceeds from crime theoretical - the essential characteristics of "laundering of funds", social and economic background of this phenomenon, goals and principles; analysis of domestic and international experience in dealing with banks legalization of criminal proceeds. We consider the macroeconomic aspects of international principles of prevention of legalization (laundering) of proceeds from crime in the banks, studied elements of the national system of the primary financial monitoring and aspects of its compliance with international practice, found the role of banks in the financial monitoring. The author gives practical recommendations to improve the system of internal financial monitoring by introducing a scoring model of risk assessment of using by customer the bank for the legalization (laundering) of proceeds from crime which was developed by the author, and also the scientific - methodical approach to the assessment of risks associated with financial transactions if the client or agency through which he carries out transmission (a) assets has his domicile (residence, registration) in the country, which is attributed to offshore or not, or improperly fulfills the recommendations of international, intergovernmental organizations involved in the fight of money laundering / terrorist financing, and / or applied to which international sanctions.