Lavrik A. Financial intermediation, as the direction of bank lending development in Ukraine

understanding the nature of financial intermediation, its forms, functions and objectives by taking into account new hybrid forms of financial intermediation (such as fundraising and crowdfunding), that allows to extend existing classification of financial intermediaries. Observed features of financial intermediation in the world and particularly in Ukraine let author to make proposals for strategic directions of financial intermediation for different countries depending on the direction of the impact of bank lending on their economic development. Author elaborated multiplicative exponential prediction model for the share of non-performing loans in the credit portfolio of the bank was, which takes into account the synergistic effect of the relevant factors and internal bank's mechanisms of problem loans management. It was also grounded the essence, structure and functions of the participants, the mechanism of implementation and benefits of peer-to-borrower bank lending. Analysis of prospects of interaction of banks, mutual funds and insurance companies let to develop a hybrid mechanism of bank lending by attracting financial resources through monetary interval mutual fund.