Voloshchuk V. Diversification of banking risks in lending to agriculture

The thesis is devoted to deepening of teoretiko-methodical bases and development of scientific and practical recommendations about formation of mechanisms of diversification for the purpose of definition of ways of decrease in risks at bank crediting. The essence is investigated, is found out the principles, types, forms, conceptual bases of management, approaches to diversification of bank risks when crediting through identification of their new signs and factors of influence. Methods of identification, an assessment of bank risks when crediting are defined and consequences of their diversification. The analysis of a current state is carried out, is opened tendencies, advantages and threats of diversification of bank risks when crediting agricultural production of Ukraine, world experience of an assessment of risks and indicators in the conditions of globalization is generalized. Forms and the moved assessment of problem debt, efficiency of bank crediting of agricultural production are investigated. Optimization of the individual, portfolio and generalized integrated indicators and strategy of diversification of risks at bank crediting of agricultural production on the basis of the innovative scenario of development is carried out. It is proved structure and it is opened the directions of formation of the mechanism of crediting, system of credit administration and a risk management for ensuring effective development of banks and agricultural production.