Filimonova O. Bank crediting of the agricultural enterprises functioning

Theoretical background and understanding of bank crediting of the agricultural enterprises functioning substance is extended. The credit analysis system is motivated, including such key element as credit rating of agricultural enterprises, taking to account based industry's features. The tendencies of the bank crediting of agricultural enterprises functioning developing and improving are outlined. The credit-information agencies' creation, principles and activity directions are proposed for credit infrastructure development. Foundation and revenue base of the special Local fund of agricultural credit guarantee and financial support is motivated. The methodical approach of the agricultural enterprises' credit rating forming is elaborated and substantiated by the following factors: preconditions of production, its intensification and efficiency, financial status, characterized by a number of indicators, according to accounting and financial statement. The econometric models set for assessment and forecast of credit agreement violation and potential creditor's losses are generated, based on the factors: credit rating, credit amount, payment and term.