The object of study:Process private pensions; Objective: To study theoretical positions, development of methodological support and practical advice on choosing financial strategies for private pension business entities; Methods and apparatus: the analytic hierarchy process method hierarchy, taxonomic analysis method, a method of regression analysis, SWOT-analysis; cluster analysis method; Theoretical and practical results of a diagnostic tool of choice of financial strategy and commercial firms, a feature which is integrated sequential use methods such as a method of rating NPF in terms of net value of pension unit; survey of business entities for their awareness of the feasibility of interaction with NPF; SWOT-analysis method - to determine the advantages and disadvantages of using refinery, which will help to optimize investment resources in the refinery business entities; the process of building a potential financial cluster of refineries (NPF, insurance company, bank and a business entity), which is the difference: in the account of the complex factors that determine financial activity refineries (return on investment, the risk of losing deposits, availability of bonus system a variety of services, reliability of financial instruments); the allocation of NPF as the core cluster, which provide increased business investment in the resources of the refinery; methodical approach to the choice of financial strategy refinery business entities, a feature which is determining the variability of pension investment business entity between subjects Refinery (NPF insurance company and bank) depending on the placement of preferred share of pension contributions between both entities potential financial cluster that will help develop an optimal plan of placing pension savings entities; clarify the concept of financial strategy based on expanding refinery components of its choice, which, different from today, is considered by determining the amount of pension contributions and the net value of their units, which enables tailored to suit refineries by creating the optimal structure of the distribution of pension savings entities between sub 'the objects refinery; hierarchical relationship of refinery problems in choosing financial strategies business entities; reasonable difference hierarchy is interdependence and prioritize solving the problems identified with the main objectives of reform of the pension system that will promote greater awareness of entrepreneurship, increased confidence, increased investment resources; the degree of implementation, development implemented in practice private enterprise "Real-T" individual - entrepreneur Yeltsin YO, individual - entrepreneur T. Petrov, JSC Insurance Company "Alfa Insurance"; Scope: the introduction of private pension entities.
