The object is the formation of incomes of households in Ukraine. The goal is development of theoretical and conceptual foundations of remittances of labor migrants and working out of practical recommendations for activization of their impact on household incomes growth in the current conditions of development of the domestic economy. The methods –logical, dialectical method of analogy of theoretical modeling, systematic and structural, grouping, sampling, comparative analysis, synthesis, statistical analysis, comparison, observation, graphical, tabular. The results – theoretical and methodical approaches of remittances of labor migrants were substantiated and practical measures aimed at increasing their influence on household income growth were made. The novelty – theoretical and conceptual approaches to the definition of the system of income of households as a totality of all types of receipts in monetary or material forms which come to household members, are formed by internal and external sources and under the influence of exogenous and endogenous factors while increasing the total cost of pure household assets; scientific and methodological approaches to systematization of household incomes have been improved which, unlike the existing ones, foresees separation of income from labor migration among classification indicators of household incomes as an alternative source of income formation for Ukrainian households in modern conditions; conceptual principles for interpretation of the concept of “money transfers of labor migrants” have been developed, which are proposed to be understood as private transfers (usually of a crisis nature) sent by labor migrants on a voluntary basis to official households and informal channels for specific households in order to increase their incomes and increase welfare at home; advanced scientific and theoretical approaches to optimization (from the position of labor migrant and his household members) of the channels of transfer of funds earned abroad, taking into account the main parameters of remittance (amount, cost of services, delivery time, network of agents, etc.); scientific and theoretical approaches to distinction between the concepts of “money transfers of labor migrants”, “migration capital”, "transfers of labor migrants", "private money transfers", “cash flows of labor migrants”, “financial flows related to labor migration”, with a distinction of their common and distinctive features and etymological peculiarities that will make it possible to unify the conceptual apparatus and identify revenues of remittances of labor migrants to Ukraine; classification of models of transfer behavior of labor migrants (depending on motives of making money transfers) has been developed with the distinction of its innovative model, which emphasizes expediency of introducing innovative trends of advanced foreign experience in organization and conduct of its own business at home with simultaneous provision of its necessary financial resources. This will facilitate streamlining of transfer behavior of Ukrainian labor migrants and efficient use of funds received from households by households; developed conceptual approaches to interpretation of essence of tariff policy of international payment systems and banking institutions that carry out money transfers of labor migrants as a complex of purposeful measures of organizational, informational, analytical and economic nature, as well as principles of formation of an optimal tariff (both for intermediary and consumer) for the services rendered and methods of its regulation. This will facilitate a systematic approach to establishing optimal prices for such services; theoretical and methodical approaches to formation of the algorithm for transformation of money transfers of labor migrants into investment resources have been improved, which will promote their rational use and effective involvement in economic processes and will have a positive effect for: a particular household, business entities and the country as a whole. Implemented in the activities of the Department of International Relations and Fundraising of the Ternopil Regional State Administration, “Universal Bank” Private Stock Company in Ternopil region, the Main Department of Statistics in Ternopil region, as well as in the educational process of Ternopil National Economic University. The scope of use is the activity of the National Bank of Ukraine, the Committee of the Supreme Council of Ukraine on Social Policy, Employment and Pensions.
