Halapup L. Banking capital and peculiarities of its formation in Ukraine

The object is the processes of the formation of bank capital in conditions of economic instability. The purpose is further development of theoretical positions on the organization of banks in the context of the formation of bank capital as well as improving scientific and methodological approaches to raising its level of adequacy in order to ensure the effective functioning of the banking system of Ukraine. The methods used in research: theoretical generalization and comparison, scientific abstraction, analogy and comparison, grouping and generalization, structural-factorial analysis, induction and deduction, analysis and synthesis, expert evaluations, and econometric modeling, abstract-logical. The results: the development of a set of proposals and practical recommendations regarding the implementation of the mechanism of bank capital formation, management and optimization of increasing sources of its required amount. Novelty – іmproved: the definition of the concept of "bank capital"; a scientific approach to the classification of banking capital functions by dividing them into equity capital and the functions of attracted and borrowed capital; content interpretation of "management of banking capital" concept; scientific approaches to systematization of influence factors on the bank's own capital, taking into account their internal and external sources of origin; got further development: scientific and methodical approach to the development of the concept of management of banking capital; the method of determining the capital-at-risk (CaR) indicator as the main measure of capital adequacy according to the recommendations of the Basel Committee on the basis of adding to the formula for calculating risk weighted liabilities; methodical tools for using an expert system and an economic and mathematical model for identifying a sufficient amount of equity as a means of regulating the bank's stable development. Were implemented at: PJSC Bank Familnyy, PJSC JSCB "Lviv", JSC "UkrSibbank", as well as in the educational process of Ternopil National Economic University. The scope of use is National Bank of Ukraine and the Association of Ukrainian Banks.