Glushachenko S. Credit rating of the company in conditions of financial instability

The object of the research is the processes of managing investment risks, including lending, enterprises in the conditions of financial instability. The purpose of the dissertation is substantination of theoretical and methodical principles, developing of methodological support and scientific and practical recommendations for the formation and evaluation of the credit rating of an enterprise in conditions of financial instability. The methods of research are: abstract-logical; theoretical generalization; systematic and economic-historical analysis; methods of analysis and synthesis; system-structural analysis; neural network simulation; cluster; process simulation. The scientific novelty consists in deepening of the theoretical foundations and improving of the methodological approaches to the formation of a credit rating of an enterprise in the conditions of financial instability. The conceptual provisions of formation and evaluation of credit rating of enterprises in conditions of financial instability have been improved; methodical positions of formation of the credit rating of the enterprise, taking into account the synthesis of processes, procedures, set of elements, methods, models and tools; scientific and methodical approach to the assessment of the credit rating of the enterprise; theoretical provisions of the process of harmonization of domestic and international approaches to assessing the creditworthiness of enterprises. The definition of the concepts of "credit rating" as a universal instrument for assessing the borrower's creditworthiness and the reliability of its debt obligations; the structure of indicators for assessing the creditworthiness of an enterprise, which, in contrast to the existing, more systematically reveals the relationship between the financial capabilities of the enterprise and the prospects of the industry; scientific and methodical approach to the construction of a system of informational and organizational support for the processes of formation and implementation of credit rating of industrial enterprises have been further development.