Kharchenko A. Economic and legal support of investment function of banks.

The work is devoted to consideration of economic and legal policy of intensification of investment function of banks and commercial banks as subjects of investment relations. An important role in increasing investment activity is played by banks which accumulate and temporarily redistribute available credit resources. It is the banking institutions that should become the main participants in the investment process, managers of investment funds, act as a key party in the process of accumulation of resources for the modernization of the economy. The NBU in the banking system is a top-level bank and acts as an issuing and settlement center, supervisory authority, the bank of commercial banks. Commercial banks as the second-tier banks form the basis of the banking system of Ukraine. Their task is to provide a variety of banking services to legal entities and individuals. However, in recent years, unfortunately, there has been a systemic lack of resources in the banking sector and a decrease in lending. One of the directions of search for an efficient and stable mechanism of functioning of the banking system of Ukraine is the introduction of a separate variety of commercial banks – investment banks.