Khoruzhyi D. Mechanism for preventing financial crises in the banking sector

The dissertation is devoted to the comprehensive study of theoretical, methodological and practical aspects of the mechanism of prevention of financial crises in the banking sector of Ukraine. The classification of the emergence of financial crises in the banking sector, the use of which allows to assess the depth of crisis processes and identify the threats to financial stability of individual banks and the banking system as a whole. The scientific approaches to the interpretation of the concept of a mechanism for preventing financial crises in the banking sector are generalized and it is proved that the ultimate goal of the interaction of all its subsystems is to ensure the stress resistance, stability, dynamism and efficiency of the banking system. The determinants of the regulatory mechanism for preventing bank crises are substantiated. The most significant factors of the causative agents, signaling devices and catalysts of the crisis of the banking system of Ukraine are revealed. The threats of stress resistance of the domestic banking system are analyzed. The foreign experience has been reviewed and various regulatory approaches have been identified to implement preventive measures that were used to overcome the effects of the global financial crisis and prevent large-scale banking crises in the future. The key elements of the modern banking crisis prevention system are determined. The methodical approach to the complex assessment of the crisis state of the banking system of Ukraine on the basis of indicators of pathogens, signaling devices and catalysts has been developed. The proposed economic-mathematical tool for forecasting the state of crisis-relatedness in the banking system of Ukraine. The content of measures adopted by the NBU, aimed at preventing the emergence of crisis phenomena in the domestic banking system, is disclosed. The vectors of development of the banking regulation system are determined. The directions of strengthening the stress resistance of the banking system of Ukraine are outlined.