Prerequisites for increased attention to the outlook and compliance with the financial security of the banking sector (FSBS) of the national economy are identified. The author's view on FSBS varieties is presented and their detailed classification is given. The relationship of FSBS with other components of financial security (FS) of the banking system and components of FS of the state / country as a whole is determined. Factors that determine the content and level of FSBS are identified. The main challenges, threats, risks in the area of providing FS of CB and BS of the national economy in general are clarified and the classification of FSBS threats is given.
The principles of formation and functioning of FSBS system of the national economy are substantiated. The essence of the FSBS system, its imperatives, goals and objectives, objects and subjects, necessary methods, financial instruments, levers, indicators and principles of the organization, as well as support subsystems are determined. The author's vision of the concept and strategy of FSBS is presented.
The problem of measuring the level of FS and its providing is analyzed in detail. The choice of forms and methods of regulatory influence of the state in providing FSBS is substantiated. The proposed indicators that characterize FSBS systematized their threshold values in terms of security of the resource-forming component of the BS, its deposit, loan, investment, currency, debt security, as well as security of income and expenses of the BS.
It is proposed to apply a reflexive approach to FSBS providing, which is focused on ensuring the reflexive stability of BS, which is formed depending on the expectations of money-loan market participants in the dynamics of demand and supply of money, their rational / irrational behavior, the degree of information asymmetry in the market, the level of trust of the monetary regulator by changing its policy of transparency / information transparency to an effective communication policy, which provides the establishment of quality feedback from market participants.
The conditions and problems of FSBS providing in Ukraine are comprehensively analyzed and assessed. The conditions and factors of formation of the FS system in the BS of Ukraine are characterized. Deficiencies of scientific background, normative-legal regulation and law-enforcement practice, organizational-methodical and information-analytical blocks of formation of FS providing system of domestic BS are revealed. Diagnostics of FS of domestic BS is carried out. The criticality of the current level of FSBS of the economy of Ukraine is determined.
The main determinants of improving the FSBS providing in Ukraine are highlighted. Approaches to the formation of the FSBS providing system are proposed. Practical recommendations for increasing the level of FSBS varieties of the Ukrainian economy are developed. The necessity of conceptual substantiation of the new paradigm of such system is proved. The stages of formation of the FSBS providing system in Ukraine are determined. The criteria of efficiency of the formed / functioning FSBS providing system in Ukraine are formulated.
