Yermoshenko A. Integration mechanism of insurance companies with banks

The thesis is devoted to the development and specification of theoretical posi-tions, organizational, economic, informational, analytical and legal bases of insurance companies and banks integration mechanism formation aimed at increasing the effi-ciency and reducing risks of their cooperation. The theoretical basis of integration and components of the relevant integration mechanism are studied, basic preconditions for the development of integration pro-cesses between insurance companies and banks, as well as the impact of named fi-nancial institutions on the stability of financial markets is brought out, modern inte-gration strategies of insurance companies with banks are grounded. The paper studies the types of state policy, as well as the state regulation ap-proaches in the sphere of integration between insurance companies and banks. The components of consumer protection of financial services in the context of integration of these financial institutions are analyzed. The forms of integration of insurance companies with banks together with financial services in the context of their integra-tion are defined. Risk management tools based on different forms of integration of insurance companies with banks are grounded. The factors of integration mechanism of insurance companies with banks and ways to ensure its effective functioning are justified as well as the directions for fur-ther development of the suggested integration mechanism in Ukraine. The principles of informational and analytical support and approaches for the formulation of indica-tors evaluating the integration of insurance companies with banks are defined.