The dissertation provides a theoretical generalization and a new solution to an important scientific problem, which is to develop and substantiate the theoretical, methodological and scientific-applied principles of the impact of business architecture of the banking sector on economic growth in the economy. It covers a wide range of issues of theoretical and methodological, analytical, forecasting and applied nature, which allows us to understand the range of problems associated with the formation of optimal business architecture of the banking sector to ensure economic growth of the national economy.
The author explores scientific approaches to the essence of banking and the banking sector as the main concepts that define the object of study, its features and characteristics, which are important to consider in the process of forming the appropriate business architecture. On this basis, the author's approach to the interpretation of these concepts, which reflects the need for a holistic business architecture of the banking sector as an institutional basis for meeting the needs of society in obtaining banking services, ensuring the development and stability of the banking system, efficient functioning of the economy through the monetary channel.
The dissertation provides a theoretical generalization of the conceptual foundations of economic growth and substantiates that its provision is a priority goal of forming the business architecture of the banking sector of the economy, which allowed to identify important aspects to be considered in forming such business architecture. In particular, the general directions of formation of the new concept of coordination of the purposes of banking business and the purposes of economic growth which are identified by financial policy of the state are outlined. The author identified the content of business architecture of the banking sector and its features, place in the complex of types of business models in banking. The definition of the concept of "business architecture of the banking sector" is proposed.
The author adapts the theoretical and methodological principles of the modern paradigm of financial architecture, its principles, laws and patterns, taking into account the features and needs of the study of business architecture of the banking sector of the economy. The author defines the composition, systematized by areas and objectives of application, describes the main methods of business modeling of the banking sector and the formation of its business architecture.
The system of indicators that characterize the business architecture of the banking sector of the economy and contain indicators for assessing its internal and external business environment is substantiated. The author proposes and presents the results of approbation of the approach to the analysis of business architecture of the country's banking sector, which allows a preliminary assessment of the business architecture of the country's banking sector and characterize the business environment by its evaluation system in terms of internal and external business environment. Based on the analysis of indicators of the banking sector of Ukraine, specific features of its business architecture have been identified. The dissertation presents the results of the analysis of the impact of credit management efficiency on the formation of the business architecture of the banking sector of Ukraine.
The correlation-regression analysis of the links between individual macroeconomic indicators of economic growth and indicators of the business architecture of the banking sector revealed the impact of changes in the business architecture of the banking sector on economic growth in Ukraine and its assessment, developed recommendations for optimizing the business architecture of the banking sector ensuring economic development.
A model for integrating the SREP methodology and analyzing the impact of the business architecture of the banking sector on economic development has been developed and the basic conceptual principles for its implementation have been outlined. The author's scientific and methodological approach to assessing the impact of business architecture on economic growth in the system of banking supervision is presented. Differentiation of qualitative consequences of change of business architecture of banking sector of economy on GDP taking into account the direction of final spending on which such influence is revealed, received by results of the regression-correlation analysis and definition of residual influence on GDP at aggregation of influences on volumes of gross accumulation and gross consumption.
Key words: business architecture, business model, banking activity, banking sector, economic growth, GDP, SREP methodology.
