PROSOV V. Development of the mortgage market in the investment system of Ukraine.

The dissertation is devoted to the solution of an important scientific task regarding the formation and strengthening of the Ukrainian mortgage market as an investment source for the development of the country's national economy through the solution of its urgent problems, which are determined by the strategy of technological development and multiply in the conditions of post-war reconstruction, thanks to the accumulation, redistribution and investment of free monetary resources of sub economic entities, as well as the population. The components of the effectiveness of the universal model of the mortgage market, which is able to solve the issue of investing in the development of industry, agriculture and the infrastructure of territorial communities, include: 1) diversification of primary sources of financing in order to maximize them and reduce risks; 2) the presence of a partner industrial enterprise that ensures high production efficiency and has a permanent demand for goods or services; 3) finding management of the model in the same entrepreneurial hands, which ensures coordination and optimal distribution of profits. The proposed universal model of the mortgage market, which provides for the formation of mortgage industrial centers for the purpose of investing in the development of industry, agriculture and the infrastructure of territorial communities, will ensure a low level of interest rate for the mortgage loan and its long-term sustainability. A set of directions for improving the development of the mortgage market in Ukraine is substantiated, which is systematized according to the nature of actions: financial, institutional and organizational.