The object is problem credits in banking activities. The aim is the theoretical and methodological development, working out scientific and methodic approaches and practical recommendations as for the management of problem banking credits in Ukraine. The methods used are of scientific abstraction, analyses, synthesis, induction, deduction, generalization, dialectic method of perception, evolution theory method, method of statistic observations, comparison, grouping, statistic methods of gathering and processing information, the method of system structural analyses, formalization, economic and mathematical modeling, calculating and constructive method, abstract and logical. The results of the investigation are concept modernization of bank problem credit management and working out scientific and practical recommendations as for the effectiveness of management of problem banking credits. The novelty is the development of theoretical and methodological approach to interbank monitoring of credit portfolio quality and the process of repaying problem credits, aimed at bank risk; grounding the necessity of fundamental principles implementation while organizing interbank collection; there have been worked out scientific and methodical approaches to the calculation of overdue credit coefficient using «DPD credit ranging»; there have been improved the methodic approach of efficiency estimation of the methods as for problem credits by the ways of index determination of exceeding the amount of collected payments concerning the initial sum of credit agreement; there have been defined the notions of «the opportunity of problem debt» and «the necessity of restructurisation»; the classification of problem credits in the part of their regulation; some terms have been developed: «problem credit» – taking into account the circumstances and factors which lead to undue and incomplete credit repaying;«restructurisation of problem credit» – at the expense of its characteristics as a normative and regulated complex of ways of a banking institution in regulating credit debt; approaches to the establishing connection between the problem credit debt and credit risk; the model of estimating credit portfolio quality of the bank that enables to get its quantitative and qualitative characteristics; scientific and methodic approaches to creating multilevel motivation program of employees' stimulations in collection hierarchy in the processes of repaying problem credits. The results have been implemented into practical activity of the scientific research centre of NBU, JSC «Ukrainian innovation bank», JSC «Raiffeisen bank aval», JSC «Stolychnyi», JSC «AKB Corncord», JSC «VTB Bank», JSC «State export and imporet bank of Ukraine». The sphere of usage is banking activity at the stage of relation establishment with their clients, collection companies, jurisdictional authorities and also with the representative of financial and credit institutions.
